We believe that an investment strategy should be designed to help you achieve your dreams and aspirations, that just getting by is not enough. We want to help you envision and live your ideal future–for you, your family, and your family’s families. That’s why we begin each client relationship with a listening and envisioning session designed to give us a chance to listen and get to know you better. Our goal is to draw out your hopes and views on key issues like your retirement, your family, and your legacy.
We believe that peace of mind comes from knowing where you want to go and having a sound plan for getting there. We will help you develop a well thought out plan to achieve your goals. This plan may include how much you need to save, how much you can afford to spend, how much you can comfortably withdraw from your portfolio, what type of insurance you need to protect against unforeseen risk, steps for tax and estate planning, ways to give back, and ways to educate your children about wealth and investing in their future.
We believe that it is possible to have an investment strategy that enables you to finance the life you envision while still being able to sleep well at night. Our experience has taught us that the key to making this possible is structuring a portfolio that delivers significant current income, annual income growth, and long-term capital appreciation.
We have found that the best way to achieve these objectives simultaneously is to invest in a highly diversified portfolio of companies that increase their dividends to shareholders every year. If you don’t need to take any withdrawals from your portfolio, we can reinvest the dividends as additional savings. If you do need to take withdrawals, we can use the dividends to make distributions without eating into your principal. Either way, the objective is for you to get a “raise” every year in the form of increased dividend income.
This “dividend growth” approach forms the core of each client portfolio. Based on your specific goals and circumstances, we can add other investments, such as bonds, real estate, foreign investments, and oil and gas pipelines.
We understand that it is hard to stay calm when the stock market is down and the news media is touting the crisis of the day. We also understand that it is hard to find someone you can trust in an over-hyped and self-interested financial services industry.
We will serve as your advisor and help you navigate challenges as they come up in order to help ensure that you achieve your goals with confidence and peace of mind. Additionally, since conditions and assumptions change, we will meet with you to re-envision and re-plan as needed.